Buying a home
Buying a property is one of the biggest financial transactions you’ll be involved in. It is a complex legal process, and it’s important to find out as much as possible before you start.
Settled.govt.nz helps you through the buying process with guidance and information for each stage.
If you’re thinking about buying a home, it’s important to understand what you need in a home and set clear goals for yourself. You will need to start looking at your finances and begin to build your support team.
Read more about Thinking of buying
When you know what you are looking for in a home, you can begin your search. Learn about the types of property ownership and what you should look out for at open homes. Understanding real estate jargon and knowing the questions to ask can help you reduce the risks involved with buying.
Read more about Finding a property
When you’ve found the home you want, it’s time to do your homework about the property. You’ll need to gather information about the neighbourhood and the property, know how to spot a leaky home and problem building materials and be aware of any natural hazards.
Read more about Researching the property
Before making an offer, it’s important to confirm your finances and make sure you understand the sale and purchase agreement because it is legally binding. Make sure you understand the different sale methods and be aware of what can go wrong.
Read more about Making an offer
Congratulations! Your offer has been accepted, and it’s time to get ready for settlement day. We have a useful checklist that will help you plan for the pre-settlement check, settlement day, and moving in. Find out what to look out for and what to do if things go wrong.
Read more about Settling and moving in