<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type='text/xsl' href='https://www.settled.govt.nz/sitemap.xml/styleSheet'?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
	
        <url>
            <loc>https://www.settled.govt.nz/</loc>
            <lastmod>2025-12-19T09:28:16+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Social-Card-Twitter.png</image:loc>
                    <image:title>Social Card Twitter</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Nav-KEY-tile.png</image:loc>
                    <image:title>Nav KEY tile</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/</loc>
            <lastmod>2020-03-09T13:35:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Thinking3.png</image:loc>
                    <image:title>Thinking3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Thinking-of-selling2.png</image:loc>
                    <image:title>Thinking of selling2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/thinking-of-selling/</loc>
            <lastmod>2020-03-09T13:42:38+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Hug-orange-sml.png</image:loc>
                    <image:title>Hug orange sml</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Thinking.png</image:loc>
                    <image:title>Thinking</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Thinking-of-selling2.png</image:loc>
                    <image:title>Thinking of selling2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/thinking-about-your-goals/</loc>
            <lastmod>2019-07-04T15:11:03+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/finding-a-property/considering-your-property-options/</loc>
            <lastmod>2020-09-29T09:07:37+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/learning-about-the-neighbourhood/</loc>
            <lastmod>2019-07-05T10:57:57+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Deco-House.png</image:loc>
                    <image:title>Deco House</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/confirming-your-finances/</loc>
            <lastmod>2019-07-08T13:48:51+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/settling-and-moving-in/planning-for-settlement-day-when-buying/</loc>
            <lastmod>2019-07-17T09:15:25+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/thinking-of-selling/planning-to-sell/</loc>
            <lastmod>2019-07-17T10:25:28+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/preparing-to-sell/preparing-your-property-for-sale/</loc>
            <lastmod>2019-07-17T11:03:57+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/selling-with-an-agent/</loc>
            <lastmod>2019-07-17T13:36:45+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/dealing-with-offers/understanding-the-sale-and-purchase-agreement-when-selling/</loc>
            <lastmod>2019-07-17T14:18:19+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/settling-and-moving-out/planning-for-settlement-day-when-selling/</loc>
            <lastmod>2019-07-17T14:44:48+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/ten-costs-of-selling-a-house-you-should-prepare-for/</loc>
            <lastmod>2020-05-08T08:27:33+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/selling-your-property-social.png</image:loc>
                    <image:title>selling your property social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Deco-House.png</image:loc>
                    <image:title>Deco House</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/</loc>
            <lastmod>2018-12-05T08:37:10+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Hug-orange-sml2.png</image:loc>
                    <image:title>Hug orange sml2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Nav-KEY-tile.png</image:loc>
                    <image:title>Nav KEY tile</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-left3.png</image:loc>
                    <image:title>Info left3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-right3.png</image:loc>
                    <image:title>Info right3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-top3.png</image:loc>
                    <image:title>Info top3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-top-mobile.png</image:loc>
                    <image:title>Info top mobile</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/For-Sale-sign.png</image:loc>
                    <image:title>For Sale sign</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/finding-a-property/</loc>
            <lastmod>2020-03-09T13:36:54+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/List.png</image:loc>
                    <image:title>List</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Openhome.png</image:loc>
                    <image:title>Openhome</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/preparing-to-sell/</loc>
            <lastmod>2022-10-13T13:57:33+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Hug-orange-sml.png</image:loc>
                    <image:title>Hug orange sml</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Paint.png</image:loc>
                    <image:title>Paint</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Touchups.png</image:loc>
                    <image:title>Touchups</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/finding-a-property/understanding-types-of-ownership/</loc>
            <lastmod>2019-07-04T11:10:23+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/learning-about-the-property/</loc>
            <lastmod>2021-04-08T14:09:57+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/thinking-about-your-finances-when-buying/</loc>
            <lastmod>2019-09-06T14:45:20+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/understanding-the-sale-and-purchase-agreement-when-buying/</loc>
            <lastmod>2020-02-24T14:45:59+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/settling-and-moving-in/settling-on-settlement-day-when-buying/</loc>
            <lastmod>2019-07-17T09:25:56+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/thinking-of-selling/thinking-about-your-finances-when-selling/</loc>
            <lastmod>2019-07-17T10:38:46+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/preparing-to-sell/understanding-the-methods-of-sale/</loc>
            <lastmod>2019-07-17T11:39:17+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/signing-an-agency-agreement/</loc>
            <lastmod>2019-07-17T13:50:21+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/dealing-with-offers/receiving-and-making-counter-offers/</loc>
            <lastmod>2019-07-17T14:39:32+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/settling-and-moving-out/settling-on-settlement-day-when-selling/</loc>
            <lastmod>2019-07-17T14:46:31+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/thinking-about-your-finances-when-buying/mortgage-calculator/</loc>
            <lastmod>2024-05-16T16:58:48+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/</loc>
            <lastmod>2021-08-04T16:39:27+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/tape-measure.png</image:loc>
                    <image:title>tape measure</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/researching.png</image:loc>
                    <image:title>researching</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/</loc>
            <lastmod>2020-03-09T13:43:27+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/sold-sign.png</image:loc>
                    <image:title>sold sign</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Selling-your-property.png</image:loc>
                    <image:title>Selling your property</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/dealing-with-offers/completing-the-sale/</loc>
            <lastmod>2019-07-17T14:43:03+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/building-your-support-team-when-buying/</loc>
            <lastmod>2025-04-03T09:25:03+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/finding-a-property/viewing-an-open-home/</loc>
            <lastmod>2019-07-04T15:49:29+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/doing-your-homework/</loc>
            <lastmod>2019-08-19T11:39:49+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/buying-by-auction/</loc>
            <lastmod>2019-07-08T14:50:39+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/selling-privately/</loc>
            <lastmod>2020-01-10T12:34:49+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/preparing-to-sell/deciding-to-sell-with-an-agent-or-privately/</loc>
            <lastmod>2019-07-17T12:22:15+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/agent-and-sign-social.png</image:loc>
                    <image:title>agent and sign social</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/disclosure-for-sellers/</loc>
            <lastmod>2020-02-24T12:40:42+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/</loc>
            <lastmod>2022-09-29T10:34:20+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Hug-orange-sml2.png</image:loc>
                    <image:title>Hug orange sml2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/Nav-Sold-Tile.png</image:loc>
                    <image:title>Nav Sold Tile</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-left3.png</image:loc>
                    <image:title>Info left3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-right3.png</image:loc>
                    <image:title>Info right3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-top3.png</image:loc>
                    <image:title>Info top3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/Info-top-mobile.png</image:loc>
                    <image:title>Info top mobile</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Landing-pages/sold-sign.png</image:loc>
                    <image:title>sold sign</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/dealing-with-offers/</loc>
            <lastmod>2020-03-09T13:43:47+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/document.png</image:loc>
                    <image:title>document</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Dealing-with-Offers.png</image:loc>
                    <image:title>Dealing with Offers</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/finding-a-property/buying-with-an-agent-or-privately/</loc>
            <lastmod>2019-07-04T16:18:17+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/learning-about-leaky-buildings/</loc>
            <lastmod>2019-07-08T09:25:49+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/buying-by-tender/</loc>
            <lastmod>2019-07-16T15:42:17+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/thinking-of-selling/building-your-support-team-when-selling/</loc>
            <lastmod>2019-07-17T10:58:58+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/understanding-the-multi-offer-process/</loc>
            <lastmod>2019-01-29T15:40:56+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Document-muliti-offer.png</image:loc>
                    <image:title>Document muliti offer</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/preparing-to-sell/selling-after-a-natural-disaster/</loc>
            <lastmod>2019-07-17T13:20:28+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/understanding-the-home-buying-journey/</loc>
            <lastmod>2020-07-29T10:46:44+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/selling-a-unit-title-property/</loc>
            <lastmod>2020-01-14T10:43:46+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social-v2/apartment-social-card.png</image:loc>
                    <image:title>apartment social card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/</loc>
            <lastmod>2019-01-08T15:22:52+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/document.png</image:loc>
                    <image:title>document</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Offer.png</image:loc>
                    <image:title>Offer</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/settling-and-moving-out/</loc>
            <lastmod>2025-01-24T15:24:36+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/boxes.png</image:loc>
                    <image:title>boxes</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Moving-Out-Truck.png</image:loc>
                    <image:title>Moving Out Truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/learning-about-problem-building-materials/</loc>
            <lastmod>2019-07-08T09:51:47+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/selling-your-property/marketing-your-property/</loc>
            <lastmod>2019-07-17T14:15:22+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/first-home-buyers/</loc>
            <lastmod>2021-01-19T10:44:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/BuyingANewHome2x.png</image:loc>
                    <image:title>BuyingANewHome2x</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Images/FHB-campaign/Settled-First-Home-Buyers-Finalx2.jpg</image:loc>
                    <image:title>Settled First Home Buyers Finalx2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/thinking-of-buying/buying-property-in-new-zealand/</loc>
            <lastmod>2020-03-11T10:25:13+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/settling-and-moving-in/</loc>
            <lastmod>2020-03-09T13:42:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/boxes.png</image:loc>
                    <image:title>boxes</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Moving-In-Truck.png</image:loc>
                    <image:title>Moving In Truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/understanding-the-impact-of-natural-hazards/</loc>
            <lastmod>2019-08-19T09:20:54+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/</loc>
            <lastmod>2020-07-23T15:32:37+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Hug-orange-sml2.png</image:loc>
                    <image:title>Hug orange sml2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/multiple-representation-vs-sole-agency/</loc>
            <lastmod>2019-01-29T15:42:26+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/tender.png</image:loc>
                    <image:title>tender</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/buying-by-deadline/</loc>
            <lastmod>2019-07-16T15:41:30+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/selling-a-home/getting-help-if-things-go-wrong-when-selling/</loc>
            <lastmod>2023-08-15T10:17:09+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/resources/</loc>
            <lastmod>2022-10-12T18:00:48+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-your-first-home-heres-what-you-need-to-know/</loc>
            <lastmod>2020-06-26T15:53:45+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Couple-List-BLUE-600px2.png</image:loc>
                    <image:title>Couple List BLUE 600px2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/understanding-methamphetamine/</loc>
            <lastmod>2019-07-08T12:03:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/buying-by-negotiation/</loc>
            <lastmod>2019-07-16T15:46:49+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/getting-help-if-things-go-wrong-when-buying/</loc>
            <lastmod>2023-10-13T11:10:00+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/oie_rgOS18P0aFNY.png</image:loc>
                    <image:title>oie rgOS18P0aFNY</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/glossary/</loc>
            <lastmod>2018-11-09T10:34:51+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/making-an-offer/understanding-a-multi-offer-process/</loc>
            <lastmod>2019-07-16T15:54:24+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-need-to-know-about-selling-a-family-trust-property/</loc>
            <lastmod>2019-01-29T15:45:11+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/DIY-Sale-2.png</image:loc>
                    <image:title>DIY Sale 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-a-home/researching-the-property/property-checker/</loc>
            <lastmod>2022-07-13T15:34:41+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/research-menu-icon.png</image:loc>
                    <image:title>research menu icon</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/about-settled-govt-nz/</loc>
            <lastmod>2023-04-21T12:53:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-sellers-need-to-know-about-open-homes/</loc>
            <lastmod>2019-01-29T15:47:34+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Openhome-purple-2.png</image:loc>
                    <image:title>Openhome purple 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/contact-us/</loc>
            <lastmod>2018-11-09T10:35:27+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Hug-2.png</image:loc>
                    <image:title>Hug 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/terms-of-use-and-privacy/</loc>
            <lastmod>2023-06-16T13:57:52+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-need-to-know-about-buying-on-a-hill/</loc>
            <lastmod>2019-01-29T15:51:41+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Villa.png</image:loc>
                    <image:title>Villa</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-to-watch-for-when-the-mode-of-sale-changes/</loc>
            <lastmod>2019-01-29T15:54:39+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Document-muliti-offer.png</image:loc>
                    <image:title>Document muliti offer</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-a-property-with-trees/</loc>
            <lastmod>2019-09-25T11:16:48+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Deco-House.png</image:loc>
                    <image:title>Deco House</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/buying-and-selling-during-covid-19/</loc>
            <lastmod>2021-12-10T15:32:31+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-do-you-fund-your-first-home/</loc>
            <lastmod>2020-06-19T16:06:19+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Finance3.png</image:loc>
                    <image:title>Finance3</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Finance2.png</image:loc>
                    <image:title>Finance2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/before-you-bid-look-under-the-lid/</loc>
            <lastmod>2020-06-09T09:08:13+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Menu/research-menu-icon.png</image:loc>
                    <image:title>research menu icon</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/selling-a-property-when-youre-splitting-up/</loc>
            <lastmod>2019-01-29T15:59:46+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign.png</image:loc>
                    <image:title>Agent With Sign</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/five-things-you-need-to-know-before-buying-your-first-house-in-new-zealand/</loc>
            <lastmod>2019-02-05T09:21:48+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Couple-social-card.png</image:loc>
                    <image:title>Couple social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Five-things.png</image:loc>
                    <image:title>Five things</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-to-actually-prepare-for-an-open-home/</loc>
            <lastmod>2019-01-29T16:16:42+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Openhome-purple-2.png</image:loc>
                    <image:title>Openhome purple 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/search/</loc>
            <lastmod>2018-11-09T10:36:32+13:00</lastmod>
            <changefreq>yearly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-need-to-know-about-meth-contamination/</loc>
            <lastmod>2019-01-29T16:18:12+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social.png</image:loc>
                    <image:title>touchups social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social2.png</image:loc>
                    <image:title>touchups social2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/contact-us-form/</loc>
            <lastmod>2025-03-31T10:32:56+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/whats-my-house-really-worth/</loc>
            <lastmod>2020-11-11T11:58:20+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/selling-your-property-social.png</image:loc>
                    <image:title>selling your property social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Selling-your-property.png</image:loc>
                    <image:title>Selling your property</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/agency-agreement-quiz/</loc>
            <lastmod>2018-11-05T08:50:23+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/can-i-offer-on-more-than-one-property-at-a-time/</loc>
            <lastmod>2018-11-05T10:19:52+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Dealing-with-offers-social.png</image:loc>
                    <image:title>Dealing with offers social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Dealing-with-Offers.png</image:loc>
                    <image:title>Dealing with Offers</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/auction-quiz/</loc>
            <lastmod>2018-11-05T08:50:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Auction3.png</image:loc>
                    <image:title>Auction3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/building-inspections/</loc>
            <lastmod>2019-02-05T09:26:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/inspection-social-card.png</image:loc>
                    <image:title>inspection social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Inspection.png</image:loc>
                    <image:title>Inspection</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/multi-offer/</loc>
            <lastmod>2018-11-05T08:50:45+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Dealing-with-Offers.png</image:loc>
                    <image:title>Dealing with Offers</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/should-you-sell-your-house-in-winter/</loc>
            <lastmod>2019-11-05T23:36:54+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Agent-With-Sign.png</image:loc>
                    <image:title>Agent With Sign</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign.png</image:loc>
                    <image:title>Agent With Sign</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/sale-and-purchase-agreement/</loc>
            <lastmod>2018-11-05T08:50:59+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Couple-List-BLUE-600px2.png</image:loc>
                    <image:title>Couple List BLUE 600px2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/should-i-buy-an-apartment/</loc>
            <lastmod>2020-08-31T10:22:19+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social-v2/apartment-social-card.png</image:loc>
                    <image:title>apartment social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative-v2/leaky-Units.png</image:loc>
                    <image:title>leaky Units</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-a-lifestyle-block/</loc>
            <lastmod>2020-08-10T16:20:33+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/lawn-mowing-social-card.png</image:loc>
                    <image:title>lawn mowing social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Lawn-Mowing.png</image:loc>
                    <image:title>Lawn Mowing</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-do-you-need-to-know-when-selling-your-first-house/</loc>
            <lastmod>2020-07-02T08:20:21+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/shaking-hands-social-card.png</image:loc>
                    <image:title>shaking hands social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Shaking-Hands3.png</image:loc>
                    <image:title>Shaking Hands3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-need-to-know-about-cross-lease-ownership/</loc>
            <lastmod>2019-02-05T09:29:34+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Document-signing-social.png</image:loc>
                    <image:title>Document signing social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Document-Signing.png</image:loc>
                    <image:title>Document Signing</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-your-next-home-is-it-better-to-sell-first-or-buy-first/</loc>
            <lastmod>2019-10-16T18:06:45+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/selling-your-property-social.png</image:loc>
                    <image:title>selling your property social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Villa.png</image:loc>
                    <image:title>Villa</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/keeping-safe-during-open-homes/</loc>
            <lastmod>2018-12-05T11:37:57+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Social-Card-Twitter.png</image:loc>
                    <image:title>Social Card Twitter</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Openhome-purple-2.png</image:loc>
                    <image:title>Openhome purple 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-property-buyers-need-to-know-about-insurance/</loc>
            <lastmod>2019-06-21T15:16:09+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Couple-social-card2.png</image:loc>
                    <image:title>Couple social card2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Couple-List-BLUE-600px2.png</image:loc>
                    <image:title>Couple List BLUE 600px2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-to-ask-a-real-estate-agent-when-selling/</loc>
            <lastmod>2018-12-05T11:03:10+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/agent-and-sign-social.png</image:loc>
                    <image:title>agent and sign social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-to-ask-a-lawyer-when-buying-a-house/</loc>
            <lastmod>2018-12-05T10:52:25+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/shaking-hands-social-card.png</image:loc>
                    <image:title>shaking hands social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Shaking-Hands3.png</image:loc>
                    <image:title>Shaking Hands3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/tips-on-buying-a-batch/</loc>
            <lastmod>2019-01-07T14:29:51+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Agent-With-Sign.png</image:loc>
                    <image:title>Agent With Sign</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/money-money-money-what-to-ask-a-lender-when-you-want-a-mortgage/</loc>
            <lastmod>2019-03-14T10:37:55+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Finance3.png</image:loc>
                    <image:title>Finance3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-can-i-do-if-theres-a-problem-with-my-new-home/</loc>
            <lastmod>2019-01-29T11:21:18+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Frustrated2.png</image:loc>
                    <image:title>Frustrated2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-should-know-before-you-sell-privately/</loc>
            <lastmod>2019-01-29T11:18:49+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/lawn-mowing-social-card.png</image:loc>
                    <image:title>lawn mowing social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/DIY-Sale-2.png</image:loc>
                    <image:title>DIY Sale 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/reporting-conduct-2/</loc>
            <lastmod>2022-06-13T13:50:04+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-to-sell-your-parents-home/</loc>
            <lastmod>2019-03-14T10:06:16+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/agent-and-sign-social.png</image:loc>
                    <image:title>agent and sign social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/top-tips-for-first-home-buyers/</loc>
            <lastmod>2019-02-26T08:19:50+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Reading2-social-card.png</image:loc>
                    <image:title>Reading2 social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Deco-House.png</image:loc>
                    <image:title>Deco House</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-to-calculate-a-mortgage/</loc>
            <lastmod>2019-04-05T14:17:13+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Couple-social-card2.png</image:loc>
                    <image:title>Couple social card2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Finance3.png</image:loc>
                    <image:title>Finance3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/can-i-trust-a-sellers-building-report/</loc>
            <lastmod>2019-03-29T09:10:19+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social2.png</image:loc>
                    <image:title>touchups social2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Valuer.png</image:loc>
                    <image:title>Valuer</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-you-need/</loc>
            <lastmod>2019-03-29T08:29:48+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social-v2/apartment-social-card.png</image:loc>
                    <image:title>apartment social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Leaky-homes.png</image:loc>
                    <image:title>Leaky homes</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-is-a-lim-report/</loc>
            <lastmod>2019-04-26T12:06:55+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Doing-homework.png</image:loc>
                    <image:title>Doing homework</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/do-i-need-to-make-a-written-offer/</loc>
            <lastmod>2019-05-14T09:32:07+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Dealing-with-offers-social.png</image:loc>
                    <image:title>Dealing with offers social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Dealing-with-Offers.png</image:loc>
                    <image:title>Dealing with Offers</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-to-do-when-your-house-isnt-selling/</loc>
            <lastmod>2019-05-20T10:58:49+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social.png</image:loc>
                    <image:title>touchups social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Wallpaper-Tear-2.png</image:loc>
                    <image:title>Wallpaper Tear 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-an-investment-property/</loc>
            <lastmod>2019-06-26T09:57:45+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Doing-homework.png</image:loc>
                    <image:title>Doing homework</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/should-i-buy-a-house-with-a-group-of-friends/</loc>
            <lastmod>2019-06-11T09:42:54+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Dealing-with-offers-social.png</image:loc>
                    <image:title>Dealing with offers social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/researching.png</image:loc>
                    <image:title>researching</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/the-cost-of-owning-a-home/</loc>
            <lastmod>2019-06-11T09:41:17+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Document-signing-social.png</image:loc>
                    <image:title>Document signing social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Thinking-of-selling.png</image:loc>
                    <image:title>Thinking of selling</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-your-first-home-commonly-asked-questions-about-the-transaction-process/</loc>
            <lastmod>2019-07-09T15:37:24+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/agent-and-sign-social.png</image:loc>
                    <image:title>agent and sign social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-your-first-home-commonly-asked-questions-about-the-transaction-process-part-one/</loc>
            <lastmod>2019-06-11T09:51:09+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/agent-and-sign-social.png</image:loc>
                    <image:title>agent and sign social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Agent-With-Sign2.png</image:loc>
                    <image:title>Agent With Sign2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-to-make-sure-your-new-property-checks-out/</loc>
            <lastmod>2019-08-06T10:57:10+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social-v2/apartment-social-card.png</image:loc>
                    <image:title>apartment social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Leaky-homes.png</image:loc>
                    <image:title>Leaky homes</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/piles-of-paperwork-all-the-documentation-youll-come-across-when-buying-a-house/</loc>
            <lastmod>2019-07-19T08:34:17+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Reading2-social-card.png</image:loc>
                    <image:title>Reading2 social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Reading2.png</image:loc>
                    <image:title>Reading2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-from-a-private-seller/</loc>
            <lastmod>2019-07-30T12:29:25+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social.png</image:loc>
                    <image:title>touchups social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/DIY-Sale-2.png</image:loc>
                    <image:title>DIY Sale 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/five-things-to-help-sell-your-house-in-winter/</loc>
            <lastmod>2019-08-06T10:41:23+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/selling-your-property-social.png</image:loc>
                    <image:title>selling your property social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Villa.png</image:loc>
                    <image:title>Villa</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-do-i-need-to-know-about-insurance/</loc>
            <lastmod>2019-08-23T08:48:55+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Document-signing-social.png</image:loc>
                    <image:title>Document signing social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Couple-List-BLUE-600px2.png</image:loc>
                    <image:title>Couple List BLUE 600px2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/should-i-buy-a-doer-upper/</loc>
            <lastmod>2019-09-05T15:38:12+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social2.png</image:loc>
                    <image:title>touchups social2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Builder-BLUE.png</image:loc>
                    <image:title>Builder BLUE</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/five-financial-questions-to-ask-yourself-if-you-think-youre-ready-to-buy-your-first-home/</loc>
            <lastmod>2019-09-12T15:07:48+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Couple-social-card.png</image:loc>
                    <image:title>Couple social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Finance3.png</image:loc>
                    <image:title>Finance3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/five-common-problems-when-signing-a-sale-and-purchase-agreement-and-how-to-avoid-them/</loc>
            <lastmod>2019-11-05T08:40:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Doing-homework-social.png</image:loc>
                    <image:title>Doing homework social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Document-Signing2.png</image:loc>
                    <image:title>Document Signing2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-is-a-body-corporate/</loc>
            <lastmod>2023-06-26T14:21:59+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social-v2/apartment-social-card.png</image:loc>
                    <image:title>apartment social card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative-v2/leaky-Units.png</image:loc>
                    <image:title>leaky Units</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-do-we-need-to-know-about-working-with-a-real-estate-agent/</loc>
            <lastmod>2019-12-04T15:54:31+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/Document-signing-social.png</image:loc>
                    <image:title>Document signing social</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Shaking-Hands3.png</image:loc>
                    <image:title>Shaking Hands3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-is-an-as-is-where-is-property-and-what-should-i-be-wary-of/</loc>
            <lastmod>2019-12-19T15:59:19+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Social/touchups-social2.png</image:loc>
                    <image:title>touchups social2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Theme/Touchups.png</image:loc>
                    <image:title>Touchups</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/buying-a-coastal-property/</loc>
            <lastmod>2023-11-07T10:21:41+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/construction_art_NB2.png</image:loc>
                    <image:title>construction art NB2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/how-to-sell-a-tenanted-property/</loc>
            <lastmod>2021-04-13T10:58:37+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Openhome-purple-2.png</image:loc>
                    <image:title>Openhome purple 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/the-advantages-of-working-with-a-buyers-agent/</loc>
            <lastmod>2020-03-17T09:12:38+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/tender-v3.png</image:loc>
                    <image:title>tender v3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/read-our-guides/</loc>
            <lastmod>2022-10-14T09:31:46+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-to-look-for-at-your-first-open-home/</loc>
            <lastmod>2020-07-09T11:19:24+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Couple_looking_at-_home_art_NB.png</image:loc>
                    <image:title>Couple looking at  home art NB</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/10-key-questions-first-home-buyers-should-ask-real-estate-agents/</loc>
            <lastmod>2020-08-04T09:44:13+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Family_looking_art_NB.png</image:loc>
                    <image:title>Family looking art NB</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.settled.govt.nz/blog/what-if-a-house-im-looking-to-buy-or-sell-may-have-been-affected-by-flooding/</loc>
            <lastmod>2023-02-08T09:40:59+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.settled.govt.nz/assets/Uploads/Decorative/Wishlist.png</image:loc>
                    <image:title>Wishlist</image:title>
                </image:image>
            
        </url>
	
</urlset>
