,,REA ,,,R1L E/ATE AU?OR;Y,' ,,,TE MANA PAPA:ENUA,' SETTL$4GOVT4NZ ,BUY+ OR SELL+ YR PROP]TY8 ,NEW ,Z1L& ,RESID5TIAL ,PROP]TY ,SALE & ,PUR*ASE ,AGREE;T ,GUIDE ,APPROV$ "U SEC;N #ACC ( ! ,R1L ,E/ATE ,AG5TS ,ACT #BJJH4 ,E6ECTIVE F #AD ,OCTOB] #BJBB4 ,PRODUC$ #BJBD BY ,A3ESSIBLE ,=MATS ,S]VICE ,BL ,L[ ,VI.N ,,NZ1 ,AUCKL&1 ,NEW ,Z1L& ,BUY+ OR SELL+ #A-#B YR PROP]TY8 ,? GUIDE TELLS Y 444 _4 :AT A SALE & PUR*ASE AGREE;T IS _4 :AT'S 9 A SALE & PUR*ASE AGREE;T _4 :AT HAPP5S AF Y SIGN ! SALE & PUR*ASE AGREE;T _4 :AT HAPP5S IF Y H A PROBLEM _4 ": TO G = M 9=MA;N #A BUY+ OR SELL+ A#B 777777777777777777777777777777 ,": TO G = M 9=MA;N ,? GUIDE IS AVAILABLE 9 O!R LANGUAGES4 ,Y C F9D TRANSLAT$ COPIES ( ? GUIDE ON REA4GOVT4NZ & SETTL$4GOVT4NZ4 ,! ,NEW ,Z1L& ,RESID5TIAL ,PROP]TY ,AG5CY ,AGREE;T ,GUIDE IS AL AVAILABLE ON SETTL$4GOVT4NZ4 ,! GUIDE TELLS Y M AB ! AGREE;T Y SIGN ) ! AG5CY HELP+ TO SELL YR PROP]TY4 ^7,WE WELCOME ANY FE$BACK Y H ON ? PUBLICA;N4^' ,! 9=MA;N 9 ? 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SALE ,DI6]5T SALE ME?ODS L T5D] OR AUC;N MIE OR CURTA9S _4 ANY SPECIFIC 3DI;NS Y OR ! O!R "PY WANT FULFILL$ _4 H[ _M "W+ "DS Y H TO FULFIL YR 3DI;NS "E ANY 3DI;NS"> _4 ! SETTLE;T DATE " _4 ! RATE ( 9T]E/ ! BUY] M/ PAY ON ANY OV]DUE PAY;TS "4 777777777777777777777777777777 ,*ECK 444 ,ALW *ECK YR SALE & PUR*ASE AGREE;T ) A LAWY] 2F SIGN+4 ,BUY+ OR SELL+ A PROP]TY ": ! [N] ISN'T ABLE TO "PICIPATE1 L A MORTGAGEE SALE OR DEC1S$ E/ATE1 C M1N ! R1L E/ATE PR(ES.NAL HAS LIMIT$ 9=MA;N AB ! PROP]TY4 ,X PAYS TO ALL[ = ? :5 DECID+ :AT 3DI;NS ! BUY] & SELL] MIE NO SPECIFIC 3DI;NS TO 2 FULFILL$4 ,"S BUY]S W 9CLUDE "O OR M 3DI;NS " 9 _! (F] S* Z3 _4 TITLE SE>*,-? IS D"O BY ! BUY]'S LAWY] TO *ECK :O ! LEGAL [N] ( ! PROP]TY IS & TO SEE IF "! >E ANY O!R 9T]E/S OV] ! PROP]TY S* Z CAV1TS OR EASE;TS _4 F9.E,-? REF]S TO ! BUY] >RANG+ PAY;T1 (T5 REQUIR+ BANK APPROVAL = A MORTGAGE OR LOAN _4 VALUA;N REPORT,-A BANK MAY REQUIRE ! BUY] TO OBTA9 A VALUA;N ( ! PROP]TY #AJ BUY+ OR SELL+ A#E "KET"> 2F !Y AGREE TO A LOAN _4 ,L& ,9=MA;N ,MEMOR&UM "<,,LIM">,-PROVID$ BY ! LOCAL C\NCIL1 ? REPORT PROVIDES 9=MA;N AB ! PROP]TY S* Z RATES1 BUILD+ P]MITS & 3S5TS1 DRA9AGE1 PLANN+ & O!R IMPORTANT 9=MA;N _4 PROP]TY 9SPEC;N,-A BUY] PAY+ = AN 9SPEC;N PROVIDES AN 9DEP5D5T OV]VIEW ( ! 3DI;N ( ! PROP]TY R ?AN RELY+ ON AN 9SPEC;N T HAS BE5 >RANG$ BY ! SELL] _4 5G9E]'S OR SURVEYOR'S REPORT,-SIMIL> TO ! ABV B M FOCUS$ ON ! 5TIRE SEC;N & ! /RUCTURE ( ! PROP]TY _4 SALE ( ANO!R HOME,-! BUY] MAY NE$ TO SELL _! [N HOME 9 ORD] TO BUY ANO!R4 #AA BUY+ OR SELL+ B#E 777777777777777777777777777777 ,! R1L E/ATE PR(ES.NAL HELPS ! BUY] & ! SELL] TO 9CLUDE ! 3DI;NS !Y EA* WANT4 ,EV5 ?\< ! R1L E/ATE PR(ES.NAL "WS = ! SELL]1 !Y AL H TO D1L FAIRLY & H"O/LY ) ! BUY]4 ,:ILE !Y'RE N EXPECT$ TO 4COV] HIDD5 DEFECTS1 !Y C'T )HOLD 9=MA;N & M/ TELL ! BUY] AB ANY "KN DEFECTS ) ! PROP]TY4 ,IF A BUY] NE$S "T TO *ECK A PROP]TY = DEFECTS1 9CLUD+ A PROP]TY 9SPEC;N 3DI;N MAY 2 IMPORTANT4 GGGGGGGGGGGGGGGGGGGGGGGGGGGGGG ----------------------------#F ,:AT HAPP5S AF Y SIGN ! SALE & PUR*ASE AGREE;T ,SIGN+ ! SALE & PUR*ASE AGREE;T IS N ! 5D ( ! SALE OR PUR*ASE PROCESS4 #AB BUY+ OR SELL+ A#F ,BO? "PIES "W "? ! 3DI;NS UNTIL ! AGREE;T IS UNCONDI;NAL ,A 3DI;NAL AGREE;T M1NS ! SALE & PUR*ASE AGREE;T HAS "O OR M 3DI;NS T M/ 2 MET BY A SPECIFI$ DATE & 2F ! SALE GOES "?4 ,! BUY] PAYS ! DEPOSIT4 ,DEP5D+ ON :AT ! SALE & PUR*ASE AGREE;T SAYS1 ! BUY] MAY PAY ! DEPOSIT :5 !Y SIGN ! AGREE;T OR :5 ! AGREE;T 2COMES UNCONDI;NAL4 ,IF ! DEPOSIT IS MADE TO ! R1L E/ATE AG5CY1 X M/ 2 HELD 9 _! AG5CY'S TRU/ A3.T = #AJ "W+ "DS 2F X C 2 REL1S$ TO ! SELL]4 #AC BUY+ OR SELL+ B#F ,AN AGREE;T = SALE & PUR*ASE COMMITS Y TO BUY OR SELL ,ONCE Y'VE SIGN$ ! SALE & PUR*ASE AGREE;T & ANY 3DI;NS SET \ 9 X H BE5 MET1 Y M/ COMPLETE ! SALE OR PUR*ASE ( ! PROP]TY4 ,! L5G? ( "T 2T ! 3DI;NS 2+ MET & ! SETTLE;T DATE V>IES4 ,SETTLE;T P]IODS C 2 L5G?Y IF ! PROP]TY HASN'T BE5 BUILT YET OR ! SALE & PUR*ASE AGREE;T 9CLUDES 3DI;NS = "O "PY TO BUY OR SELL ANO!R PROP]TY4 ,! R1L E/ATE PR(ES.NAL HAS OBLIGA;NS TO KEEP Y 9=M$ ( IMPORTANT UPDATES T COME UP DUR+ ? "T4 ,PRE-SETTLE;T 9SPEC;N ,? IS ! *.E = ! BUY] TO *ECK ! PROP]TY & *ATTELS >E 9 ! SAME 3DI;N !Y 7 :5 ! #AD BUY+ OR SELL+ C#F SALE & PUR*ASE AGREE;T 0 SIGN$ & TO *ECK T ! SELL] HAS MET ANY 3DI;NS1 = EXAMPLE1 "! IS NO DAMAGE TO WALLS OR *ATTELS HAV5'T BE5 REMOV$ F ! PROP]TY4 ,X'S IMPORTANT TO RAISE ANY 3C]NS Y F9D AT ! PRE-SETTLE;T 9SPEC;N ) YR LAWY] & ! R1L E/ATE PR(ES.NAL Z SOON Z POSSIBLE TO ALL[ 5 "T = AN ISSUE TO 2 RESOLV$4 ,IF X'S LESS ?AN #BD H\RS 2F SETTLE;T1 ! V5DOR MAY N 2 OBLIGAT$ TO SET ?+S "R4 ,PAY;T ( A COMMIS.N ,ONCE ! SALE IS COMPLETE1 ! SELL] PAYS ! R1L E/ATE PR(ES.NAL = _! S]VICES4 ,! R1L E/ATE AG5CY USUALLY TAKES ! COMMIS.N F ! DEPOSIT !Y'RE HOLD+ 9 _! TRU/ A3.T4 ,! SELL] %D MAKE SURE ! DEPOSIT IS 5 TO COV] ! 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R1L E/ATE AG5CY OR Y DON'T FEEL COM=TABLE 4CUSS+ X ) !M1 Y C 3TACT ! ,R1L ,E/ATE ,AU?OR;Y "<,,REA">4 ,WE C HELP 9 A NUMB] ( WAYS IF YR COMPLA9T IS AB ! R1L E/ATE PR(ES.NAL4 ,= EXAMPLE1 WE C HELP Y & ! R1L E/ATE PR(ES.NAL OR AG5CY TO RESOLVE ! ISSUE & REM9D !M ( _! OBLIGA;NS "U ! ,R1L ,E/ATE ,AG5TS ,ACT #BJJH4 ,:5 Y 3TACT U1 WE'LL "W ) Y TO HELP Y DECIDE ! BE/ ?+ #AG BUY+ OR SELL+ A#G TO D4 ,CALL U ON #JHJJ"CFG"GCBB1 EMAIL U AT 9FO@AREA4GOVT4NZ OR VISIT U ONL9E AT REA4GOVT4NZ ,AB SETTL$4GOVT4NZ ^7,SETTL$4GOVT4NZ GUIDES Y "? HOME BUY+ & SELL+4^' ,BUY+ OR SELL+ YR HOME IS "O ( ! BI7E/ F9ANCIAL DECI.NS Y W MAKE4 ,X'S A COMPLEX & "S"TS /RESS;L PROCESS ) POT5TIALLY SIGNIFICANT EMO;NAL & F9ANCIAL IMPACTS IF ?+S G WR;G4 ,SETTL$4GOVT4NZ PROVIDES COMPREH5SIVE 9DEP5D5T 9=MA;N & GUID.E = HOME BUY]S & SELL]S4 ,Y C F9D 9=MA;N AB ! RISKS & H[ !Y C IMPACT Y & GET USE;L TIPS ON H[ TO AVOID "S ( ! MAJOR POT5TIAL PROBLEMS4 #AH BUY+ OR SELL+ B#G ,SETTL$4GOVT4NZ W HELP TO 9=M & GUIDE Y "? ! PROCESS F :5 Y'RE ?9K+ ( BUY+ OR SELL+ "R "? TO :5 Y'RE MOV+ 9 OR \4 ,Y'LL F9D VALUABLE 9=MA;N1 *ECKLI/S1 QUIZZES1 VIDEOS & TOOLS4 ,F "U/&+ ,,LIM,'S1 TO SALE & PUR*ASE AGREE;TS1 TO :5 TO 3TACT A LAWY]1 SETTL$4GOVT4NZ EXPLA9S :AT Y NE$ TO "K4 ,SETTL$4GOVT4NZ IS BR"\ TO Y BY ! ,R1L ,E/ATE ,AU?OR;Y,-,TE ,MANA ,PAPA:ENUA "<,,REA">4 ,= M 9=MA;N ,= M 9=MA;N ON HOME BUY+ & SELL+1 VISIT SETTL$4GOVT4NZ OR EMAIL 9FO@ASETTL$4GOVT4NZ #AI BUY+ OR SELL+ #H ,AB ! ,R1L ,E/ATE ,AU?OR;Y,-,TE ,MANA ,PAPA:ENUA "<,,REA"> ,,REA IS ! 9DEP5D5T GOV]N;T AG5CY T REGULATES ! ,NEW ,Z1L& R1L E/ATE PR(ES.N4 ,\R PURPOSE IS TO PROMOTE & PROTECT ! 9T]E/S ( 3SUM]S BUY+ & SELL+ R1L E/ATE & TO PROMOTE PUBLIC 3FID;E 9 ! P]=M.E ( R1L E/ATE AG5CY "W4 ,:AT WE D ,\R JOB IS TO PROMOTE A HI< /&>D ( 3DUCT 9 ! R1L E/ATE PR(ES.N & PROTECT BUY]S & SELL]S ( PROP]TY F H>M4 _4 ,WE PROVIDE 9DEP5D5T 9=MA;N = P :O >E BUY+ & SELL+ PROP]TY "? \R SETTL$4GOVT4NZ WEBSITE4 #BJ BUY+ OR SELL+ A#H _4 ,WE PROVIDE GUID.E = R1L E/ATE PR(ES.NALS & OV]SEE A COMPLA9TS PROCESS4 _4 ,WE LIC5SE P & COMPANIES "W+ 9 ! R1L E/ATE 9DU/RY _4 ,WE MA9TA9 A ,CODE ( ,3DUCT SETT+ \ ! PR(ES.NAL /&>DS R1L E/ATE PR(ES.NALS M/ FOLL[4 _4 ,WE MA9TA9 A PUBLIC REGI/] ( R1L E/ATE PR(ES.NALS T 9CLUDES 9=MA;N AB 4CIPL9>Y AC;N TAK5 9 ! LA/ #C YE>S4 ,! ,R1L ,E/ATE ,AG5TS ,AU?OR;Y IS A ,CR[N AG5T1 E/ABLI%$ "U ! ,R1L ,E/ATE ,AG5TS ,ACT #BJJH4 ,! ,R1L ,E/ATE ,AU?OR;Y IS ! OP]AT+ "N ( ! ,R1L ,E/ATE ,AG5TS ,AU?OR;Y4 #BA BUY+ OR SELL+ B#H ,= M 9=MA;N ,TO F9D \ M AB ,,REA1 VISIT REA4GOVT4NZ1 CALL U ON #JHJJ"CFG"GCBB OR EMAIL U AT 9FO@AREA4GOVT4NZ ,,! ,,5D #BB